Financial Calculators

We've provided a selection of useful calculators below. Please note that whilst the calculators are accurate, they perform generic calculations that do not take into account your individual circumstances. They should be used as a guide only and not relied upon.

Please also note we do not store or see any of the information you input to these calculators.

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.

We are unable to offer advice on Inheritance Tax/Pensions /Investments/Inflation and a customer should seek independent advice for these services. 

Income Expenditure Calculator

Use this handy tool to look at your income and expenditure and help you set a budget.

Income Tax Calculator

Estimate your Income Tax liability, using our online calculator.

Inflation Calculator

Assess the impact of inflation on your savings over any term.

Inheritance Tax Calculator

Our online IHT calculator will help you calculate any potential IHT liability.

Investment Calculator

Use this handy calculator to estimate how an investment or savings plan might perform.

Lifetime Earnings Calculator

Calculate your lifetime earning potential.

Loan Repayment Calculator

Calculate your loan repayments on a given loan amount for a specified interest rate.

Mortgage Borrowing Calculator

Estimate the size of mortgage which may be available to you.

Mortgage Repayment Calculator

Calculate your mortgage repayments on a given mortgage amount for a specified interest rate.

Pensions Shortfall Calculator

Use this calculator to determine if there might be a shortfall in your pension fund when you retire.

Scottish Income Tax Calculator

Estimate your Income Tax liability in Scotland, using our online calculator.